Why financial planning?
Achieve financial security
Enjoy peace of mind by having your expenses under control, know your Net Worth and Cash Flows, be prepared for financial calamities and avoid over-indebtedness.
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Gain a further retirement fund by investing your savings with a decent return and a manageable risk.
Reap a reasonable return on your investments without taking unproportionally high risk.
Achieve financial freedom
Have enough income to pay one's living expenses for the rest of one's life without having to be employed or dependent on others.
Financial literacy
Understanding the terminology of the financial markets is crucial to understand the risks and opportunities of investments.
Further Income stream in retirement
Government pensions have less purchasing power than they used to, so a further income stream in retirement can ensure maintaining the lifestyle one is used to.